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docs/user-guide/wallet-backup.md

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+# Backing up wallet and will
+
+## Where your will actually lives
+
+Your heirs, dates, and inheritance transactions are stored **inside the Electrum wallet file** — not in your seed.
+
+!!! danger "Restoring from seed does not restore your will"
+    If you recreate the wallet from its seed phrase you get your **bitcoin** back, but the BAL inheritance configuration is **gone**. Only the wallet file carries it.
+
+## How to back it up
+
+Use Electrum's own command: **File → Save backup**.
+
+If your computer is stolen or fails, install Electrum plus the BAL plugin on a new machine and open the saved wallet file — your will is there, intact.
+
+!!! warning "Keep the wallet password"
+    Without it you cannot open the wallet file, and therefore cannot reach the inheritance data stored inside it.
+
+## Export the heirs list
+
+You can export the list of heirs to keep a readable, printable copy of your arrangement.
+
+![Exporting the heirs list](../img/heirs-export.png){ .screenshot }
+*A printable record of who inherits what.*
+
+!!! tip "Store it thoughtfully"
+    That export tells anyone who reads it who your heirs are and how much they receive. Treat it with the same care as any other sensitive document — and consider whether the heirs themselves should know in advance.
+
+## A sensible backup routine
+
+| What | Where | When |
+|---|---|---|
+| Wallet file (contains the will) | Two separate physical locations | After every meaningful change to the will |
+| Wallet password | Password manager or a sealed physical note | Once, and whenever you change it |
+| Seed phrase | Offline, separate from the above | Once |
+| [Offline backup transaction](backup-transaction.md) (optional) | USB / notary / trusted person | Every time the will is refreshed |