Update listing terms and UI copy for yearly-fee model; fix API field reference

terms.html

@@ -8,10 +8,11 @@
 <!--
   Sections 2-4 rewritten on 2026-07 for the yearly-listing model
   (flat yearly fee, renewal from 6 months before expiry). The list
-  is ordered by total amount paid, then base fee, then WeTime points
-  as a tie-breaker (see Section 3), matching the server-side get_list()
-  ordering. Section 1, header, footer and the dynamic min-deposit
-  script are unchanged from the previous version.
+  is ordered by total excess donated, then total amount paid, then
+  base fee, then WeTime points as a tie-breaker (see Section 3),
+  matching the server-side get_list() ordering. Section 1, header,
+  footer and the dynamic min-deposit script are unchanged from the
+  previous version.
 -->
 <style>
 :root{